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Additional Services

Incident Reporting

For the convenience of Fitness Insurance clients, please find an incident report below that can used for reporting incidents that may occur. Clients are encouraged to make these forms available throughout their facility.
Health Club Incident Report
Incident Report Checklist

Automated External Defibrillator (AED)

Lawsuits Involving Early Defibrillation: Adopting an AED Program Reduces Legal Risk

Clients of Fitness Insurance receive a 10% discount on AEDs when they order from Heartsmart, Inc.
(Note: You must reference your General Liability policy number when ordering to receive this discount)

Employee Background Checks

HR Pro Shop is an HR consulting firm specializing in the fitness industry that offers various HR solutions, including employee background checks.

Waiver of Liability

Sample language for a Waiver and Release of Liability is available exclusively for clients of Fitness Insurance. Please contact your Account Manager at 800-881-7130 to obtain your copy.

Workers’ Compensation Insurance Resources

If you have an existing workers compensation policy with Fitness Insurance, LLC through The Hartford or Travelers, you can find out more about your policy by visiting the following websites:

AmTrust North America
To Report a Claim (Downloadable PDF)

The Hartford
To Report a Claim (Downloadable PDF)


Existing policy holders can order Workers’ Compensation signage by contacting our office at 800-881-7130.

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